Credit report number Los Angeles

Be sure to check your credit rating with each credit bureau, too. If you notice anything odd or anything you don’t recognize (such as a charge account you did not open) report it immediately.

Sometimes, these errors are caused by mistakes made at the credit bureau, but they could credit report number Los Angeles be an indication that credit report number Los Angeles someone is using your identity. In either case, such credit report number Los Angeles mistakes could hurt your credit report number Los Angeles credit score. If you think you have been the victim of identity theft, take action at once: 1) Contact the credit report number Los Angeles three major credit bureaus and ask to speak to the fraud department. Explain that you have been the victim of identity theft (or believe you may have been) and ask that an “alert” be credit report number Los Angeles placed on your file. online credit reporting This will let anyone looking at your report know that you may have been the victim of fraud. It will also mean that you will be alerted any time a lender asks to look at your file each time a lender does look at your file, it may be an indication that the identity thieves credit report number Los Angeles are trying to open a new account in your name. When the lender credit report number Los Angeles sees that the person applying is not you, they will deny the thieves credit and in most cases the criminals will stop trying to access credit report number Los Angeles your identity. annual free credit report from government Most alerts on your file last 90 or 180 days but you can extend this period to several years by asking the credit agencies for an extension of the “fraud alert” in writing.

In some states, you can even ask for a freeze to be placed on your credit score and credit report which will prevent anyone but yourself and those creditors you already have from accessing your file. Any lenders the thieves contact to set up a new account will be refused access and the thieves will not be able to get any more money in your name. You credit report number Los Angeles are entitled to a credit report number Los Angeles free copy of your credit report if you have been the victim of identity theft.  Be sure to take advantage of this offer so that credit report number Los Angeles you can check exactly how your credit has been affected. 2) Call the Federal Trade Commission (FTC) at 1-877-438-4338.  This is the special hot credit report number Los Angeles line that the FTC has set up to help customers deal with fraud and identity theft. on line credit report You will be able to get up-to-date information about your rights and advice as to what you can do to improve your credit report number Los Angeles credit score and keep credit report number Los Angeles in safe in the future.